Prior to co-founding Maple Capital Management, Inc. in June of 2004, Ramsey Luhr worked as a Vice President & Portfolio Manager for NL Capital Management's Private Client Group. Before joining NL Capital in August, 2001, Ramsey was an Associate with Concord International Investments in New York, where he helped manage international institutional portfolios for over four years. Ramsey has also worked for both Citibank and Smith Barney in New York City. Ramsey received his BA in International Relations from Trinity College, Hartford Connecticut in 1994. He is a member of the New York Society of Security Analysts and the CFA Institute. Ramsey also currently serves on the board of the Vermont River Conservancy.